Just had an email from Stream AMG, they have now reversed the transaction, took £140 back, said they will then send the partial refund shortly. Blamed a system error for it but no apology or prior warning, got a notification from my bank at the same time as the email arrived.
What if you don't have the funds in your account at the time or if you do, what if you can't afford the £140 today? Thankfully i did but might not be the same for everyone.