Yes buy to let is a massive problem, as is Air BnB (in certain areas).
Re-frame 'clapped out' as vintage and youngsters might buy it.
Self-certificated mortgages and over borrowing, plus low interest rates, as well as an unregulated remortgaging, ruined the market-led structure. I expected a crash 20 years ago but it didn't happen. I don't know how the housing market can be rectified now? Shared ownership isn't the answer, building more houses that aren't affordable or suitable isn't the answer. It's a right royal **** up