Nothing personal Spoons; but I simply cannot stand by any longer whilst I watch this beloved forum of ours decline irretrievably into grammatical turpitude.
There is, and always has been, a perfectly good English usage here which is increasingly being replaced by this cretinous Americanism, and that is "had". "If we had..." You see? It's shorter, clearer, and has always been seen in our mother tongue until quite recently. Not "if we would have...", please!
I trust I can count on the support of all forum users to help eradicate this nonsense from these shores.
Cheers, HNY, and FTG